ASH AMBIRGE

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Spending Money is Not a Sacrifice, But a Strategy

In: Money Talk

Spending money is not a sacrifice, but a strategy.

Most people don’t look at it like that, though, and so they spend less—and end up making less, too.

But money is like a lever—which, not so coincidentally, comes from the French word, “to raise.”

If you think of a seesaw, on one side you have your effort. On the other side you have the resistance—whatever big thing you’re trying to make happen.

Without the seesaw, you could hardly lift one boulder by yourself. But with the seesaw, you can lift three boulders, all at once. In other words, your efforts get multiplied, and you get what we call leverage.

In the game of business, you cannot get leverage if you’re doing it all yourself. It’s a mathematical impossibility. What you need a seesaw.

The good news is, it doesn’t have to be shiny and red and take up a lot of space.

The bad news?

You won’t recognize it as a seesaw.

Sep 26

2013

How to Save Money For People Who Are Notoriously Bad At Saving Money

You haven’t started saving for retirement yet. You don’t know how you’re going to pay your taxes (because you haven’t been keeping up with—what are those silly things called?—quarterly payments.) You certainly don’t have a rainy day fund. <—Said while laughing hysterically into your beer. And college? Well, the kids will just have to open […]

In: Money Talk

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Apr 16

2019

29 Creative Ways You Can Find Some Extra Money on the Fly, In a Pinch, When You’re Strapped and When You’re All: SOS, Cash Flow Where’d You Go?!

The other day I urged women: do not let them money shame you. Do not! Even though they’ll try to. Even though, because you’re a woman, you’ll be deemed “delusional” and “scammy” and “self-serving,” the more money you charge—even if it’s the going rate. And yet, when a man charges the same thing, they are […]

In: Money Talk

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Apr 11

2019

Ladies: DO NOT LET THEM MONEY-SHAME YOU

You know what’s been blowing RIGHT up my skirt lately? That women are shamed for wanting money—as if this is a bad thing. We’re shamed for charging it, for thinking about it, and for daring to create something that we—brace yourselves, folks—want money for, in exchange. There’s this unspoken code of conduct that comes with […]

In: Money Talk

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Jan 23

2014

Hourly or Retainer OR….

»  Cash flow challenged? »  Do a bunch of work you won’t get paid for until you bill next month? »  Burned in the past by clients who disappear & never actually pay the bill? No, this is actually not the opening to an infomercial, as much as I’d love to show up on my […]

In: Money Talk

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Jul 14

2017

The Case For Charging Good Money (Featuring an $800 Example)

So here’s some crazy shit: a few weeks ago, I spent $800+ on supplements. DID YOU ALMOST PASS OUT AT THAT NUMBER BECAUSE I DEFINITELY DID. But there was good reason, however, and that good reason includes the words “hypothyroid” and “dangerously deficient” and “body full of inflammation”—which explains SO MANY THINGS, including why dropping […]

In: Money Talk

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May 31

2019

How to Be a Bitch About Money: The 8 Money Policies Every Freelancer NEEDS to Avoid Getting Burned Like a Ham Sandwich—Including the Rock-Solid Refund Policy That Slays

Eight-thousand dollars. Eight-thousand dollars! EIGHT-THOUSAND DUH-OLLLL-ERS. That’s the (actual) amount of cold, hard cash one designer recently had charged backed by a client—and her credit card company sided with the client. Mother of ouch. More than that, though, this kind of crisis can be absolutely devastating to a freelance business that’s operating paycheck to paycheck, […]

In: Money Talk

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Jun 14

2017

Spending Money is Not a Sacrifice, But a Strategy

Spending money is not a sacrifice, but a strategy. Most people don’t look at it like that, though, and so they spend less—and end up making less, too. But money is like a lever—which, not so coincidentally, comes from the French word, “to raise.” If you think of a seesaw, on one side you have […]

In: Money Talk

READ MORE >>

Jan 6

2015

Business Lacking Direction? Start With the Money.

Imagine you’re seven years old, and you’ve never cooked anything before, so help your Fisher Price kitchenette. But suddenly you’re home alone, and you’re tasked with making yourself a meal. So naturally, you do what any seven year old would do: You get a big pot, and you start putting your favorite things into it. Pepperoni pizza—fucking […]

In: Money Talk

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